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Huff v. Telecheck Services, Inc.

United States District Court, M.D. Tennessee, Nashville Division

January 9, 2015

JAMES HUFF, et al.
v.
TELECHECK SERVICES, INC., et al.

MEMORANDUM

TODD J. CAMPBELL, District Judge.

Pending before the Court are Defendants' Partial Motion to Dismiss and Motion to Strike Class Allegations (Docket No. 13). For the reasons stated herein, Defendants' Motions are GRANTED.

FACTS

Plaintiffs brought this lawsuit against Defendants under the Fair Credit Reporting Act ("FCRA"). Plaintiffs allege that, in providing consumer disclosures, Defendants are willfully or negligently violating the FCRA by refusing or failing to provide the information required under the FCRA. Plaintiffs seek declaratory and injunctive relief, statutory damages, punitive damages, attorneys' fees and costs. Plaintiffs also seek to certify this action as a class action.

Defendants have moved to dismiss Plaintiff Bates' claims as time-barred; to dismiss all claims for declaratory or injunctive relief; and to strike all class allegations in the Complaint.

MOTIONS TO DISMISS

For purposes of a motion to dismiss, the Court must take all of the factual allegations in the complaint as true. Ashcroft v. Iqbal, 129 S.Ct. 1937, 1949 (2009). To survive a motion to dismiss, a complaint must contain sufficient factual matter, accepted as true, to state a claim to relief that is plausible on its face. Id . A claim has facial plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged. Id . Threadbare recitals of the elements of a cause of action, supported by mere conclusory statements, do not suffice. Id . When there are well-pleaded factual allegations, a court should assume their veracity and then determine whether they plausibly give rise to an entitlement to relief. Id . at 1950. A legal conclusion couched as a factual allegation need not be accepted as true on a motion to dismiss, nor are recitations of the elements of a cause of action sufficient. Fritz v. Charter Township of Comstock, 592 F.3d 718, 722 (6th Cir. 2010).

PLAINTIFF BATES

Plaintiffs have conceded that Plaintiff's Bates's claims should be dismissed. Accordingly, all claims of Plaintiff Bates herein are dismissed.

DECLARATORY AND INJUNCTIVE RELIEF

Defendants, citing this Court's prior opinion in Holmes v. TeleCheck, Int'l, Inc., 556 F.Supp.2d 819 (M.D. Tenn. 2008), move the Court to dismiss all claims for declaratory or injunctive relief. In Holmes, this Court found that injunctive relief is not available to private litigants under the FCRA. Id . at 848. Plaintiffs ask the Court to reverse its prior decision.

Nothing in Plaintiffs' arguments on this point persuade the Court to change its prior ruling. Private litigants may not bring claims for injunctive and declaratory relief under the FCRA. The Court does not agree that it erred in following Washington v. CSC Credit Cervs., Inc. 199 F.3d 263 (5th Cir. 2000) and ruling that the FRCA does not allow a private right of action for injunctive and declaratory relief.

Accordingly, Plaintiff Huff's claims for injunctive and declaratory ...


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