HSBC BANK N.A.
Assigned on Briefs March 1, 2018
from the Circuit Court for Shelby County No. CT-002851-15
Jerry Stokes, Judge.
an appeal of a routine detainer action. Nevertheless, in her
reply brief, the appellant states this case "is a
'Tax Event' and a 'Pre-Paid' account exempt
from levy defendants are in commercial dishonor for
non-acceptance and payment under section 3-505, 510 of
Uniform Commercial Code subject to forfeiture &
collection under GAP. Verrina Shields Bey herein
'Responds To Defendants Brief' against Counsel for
this 'Tax Event' to have the court rule in her favor
and stop, terminate a attempted illegal, unlawful
foreclosure." Contrary to the appellant's
contentions, the real property at issue was sold at
foreclosure, and this is merely a detainer action in which
the purchaser of the property, the appellee, is seeking
possession of the property. Both the general sessions court
and the circuit court of Shelby County ruled in favor of the
appellee and entered judgment awarding a writ of possession
to the appellee. Due to profound deficiencies in the
appellant's brief and reply brief, we dismiss the appeal.
R. App. P. 3 Appeal as of Right; Appeal Dismissed
Verrina Shields Bey, Memphis, Tennessee, Pro Se.
S. Sauer, Alex McFall, and Brian R. Epling, Nashville,
Tennessee, for HSBC Bank, USA, N.A.
G. Clement Jr., P.J., M.S. delivered the opinion of the
Court, in which Charles D. Susano Jr. and Brandon O. Gibson,
MEMORANDUM OPINION 
G. CLEMENT JR., P.J., M.S.
an appeal of a final judgment of the Circuit Court of Shelby
County, which awarded a writ of possession to HSBC Bank, N.A.
("HSBC Bank") to the property at issue, located at
3205 Pershing Avenue, Memphis, Tennessee. The genesis of this
action dates back to 2013 when the appellant, Verrina
Michelle Shields Bey, a.k.a. Verrina Michelle Shields, a.k.a.
Verrina Shields ("Ms. Shields"), defaulted on a
loan, the collateral for which is the subject of this appeal.
The record before us reveals the following pertinent facts.
November 24, 2004, Ms. Shields obtained a Note from Flick
Mortgage Investors, Inc. for $43, 500.00. To secure payment
of the note, she executed a deed of trust for real property.
Thereafter, the deed of trust was assigned to HSBC Bank, as
trustee. In August 2014, after Ms. Shields defaulted on her
loan, the substitute trustee sent her notice of a foreclosure
sale of the property. The substitute trustee also advertised
the foreclosure sale as required by law. On February 27,
2015, HSBC Bank purchased the property at the foreclosure
sale. After obtaining title to the property,
HSBC Bank filed a detainer action in Shelby County General
Sessions Court, seeking possession of the property. The
general sessions court granted HSBC Bank possession of the
property, and Ms. Shields appealed to the circuit court.
circuit court, Ms. Shields challenged the detainer action,
alleging various claims of fraud, wrongful foreclosure,
set-off, and recoupment. Following a bench trial on June 30,
2016, the circuit court ruled that the doctrine of res
judicata barred her affirmative defenses and that her claims
and defenses failed on the merits. The circuit court found
that Ms. Shields "was in default of the terms of Note
and Deed of Trust" and that "HSBC Bank [wa]s
entitled to a writ of possession." Based on these
rulings, the court awarded HSBC Bank possession of the
property. This appeal followed.
Bank notes in its brief, Ms. Shields "makes no attempt
in her appellate brief to dispute the circuit court's
findings by citing to pertinent parts of the trial record or
relevant authority. The appellant's brief fails to
address the circuit court's finding that res judicata
bars her claims, thereby waiving any challenge to the circuit
court's finding on appeal." For these and other
reasons, HSBC Bank asks that we dismiss the appeal. Having
reviewed Ms. Shields' brief and reply brief, both of
which are difficult to comprehend and are profoundly
deficient, we find dismissal necessary.
explain our reasoning, we have chosen to quote relevant
portions of an opinion this court filed in another of Ms.
Shields' cases that we recently dismissed for the same
case of Bey v. Wilson & Associates, PLLC, No.
W2016-01330-COA-R3-CV, 2017 WL 5515861, at *2-3 (Tenn. ...