Assigned on Briefs June 3, 2019
from the Circuit Court for Davidson County No. 18C996
Hamilton V. Gayden, Jr., Judge.
the deficiencies in Appellant's brief, we conclude that
she waived consideration of any issues on appeal and hereby
dismiss the appeal.
R. App. P. 3 Appeal as of Right; Appeal Dismissed
Jeanette Currie, Nashville, Tennessee, appellant, pro se.
Victoria Peters and Jeffrey Regg Kohl, Oklahoma City,
Oklahoma, for the appellee, Farmers Insurance Exchange (OK).
Armstrong, J., delivered the opinion of the court, in which
Thomas R. Frierson, II, and W. Neal McBrayer, JJ., joined.
W. ARMSTRONG, JUDGE.
October 2016, Appellant Jeanette Currie obtained a policy for
automobile insurance from Appellee Farmers Insurance Exchange
("Farmers"). The policy contained an exclusion for
Lewarren Currie, Ms. Currie's adult son. Lewarren Currie
was not residing in Ms. Currie's household when the
policy was issued because he was incarcerated. He was paroled
in 2017 and moved into Ms. Currie's home at that time.
November 2, 2016, Farmers sent Ms. Currie copies of her
policy documents. These documents, which are included in the
appellate record, clearly state that Lewarren Currie is an
excluded driver. There is also evidence that Ms. Currie
signed the Excluded Driver Endorsement on November 1, 2016;
Ms. Currie denies doing so.
policy was renewed on April 30, 2017. Farmers sent a letter
to Ms. Currie on or about March 7, 2017. The letter lists
Lewarren Currie as an excluded driver on the Declarations
undisputed that, on September 2, 2017, Ms. Currie entrusted
her vehicle to her son. While in Lewarren Currie's care
and control, Ms. Currie's vehicle was stolen. The vehicle
was later recovered, but it sustained significant damage. On
September 4, 2017, Ms. Currie contacted her insurance agent,
Demetrius Thompson, and filed a claim. Farmers proceeded to
investigate the claim. On September 8, 2017, Farmers field
property adjuster, Philip Bolcar, met with Ms. Currie to
inspect the vehicle. He subsequently drafted an estimate
regarding the proper damage. The total damages, less Ms.
Currie's $500.00 deductible, were $4, 904.87.
initially denied the claim on September 22, 2017 based on the
Named Driver Exclusion Endorsement. Following further
negotiations, Farmers provided coverage under the
Comprehensive portion of Ms. Currie's policy. On October
26, 2017, Ms. Currie accepted a settlement from Farmers in
the amount of $4, 904.87.
October 27, 2017, Ms. Currie filed a suit against Farmers in
the General Sessions Court of Davidson County. Ms. Currie
sought damages for failure to pay a claim and false
reporting. Following a bench trial, ...