Searching over 5,500,000 cases.


searching
Buy This Entire Record For $7.95

Download the entire decision to receive the complete text, official citation,
docket number, dissents and concurrences, and footnotes for this case.

Learn more about what you receive with purchase of this case.

Smith v. Trans Union, LLC

United States District Court, M.D. Tennessee, Nashville

August 19, 2019

DANIEL SMITH, Plaintiff,
v.
TRANS UNION, LLC and GRANITE BAY ACCEPTANCE INC., Defendants.

          Joe B. Brown Magistrate Judge

          CASE MANAGEMENT PLAN

          William L. Campbell, Jr. Judge

         A. Status of Service of Process

          Defendant Trans Union[1] removed this action, which originally filed in Davidson County General Sessions Court, on May 23, 2019.

         B. Anticipated Challenges to Jurisdiction and Venue

          Plaintiff: None Defendant: None anticipated.

         C. Responsive Pleadings

         Plaintiff filed an Amended Complaint on May 28, 2019. Defendant filed an answer on June 6, 2019. Plaintiff has now filed an 2d amended complaint

         D. Basis on Which Jurisdiction of the Court is Invoked

         15 U.S.C. § 1681, et seq. The Fair Credit Reporting Act; 28 U.S.C. § 1391(b).

         E. Parties' Theories of the Case and Claims and Defenses:

         1. Plaintiff's Theory and Claims

         In Count I, Plaintiff asserts that Defendant Trans Union has willfully or, in the alternative, negligently provided his consumer credit information for an impermissible purpose, seven times, in violation of 15 U.S.C.§ 1681b. It's unknown for what purpose Granite Bay and National Debt Relief[2] requested the Plaintiff's report or what purpose was certified to Trans Union for that access. The Plaintiff did not receive an offer of credit or insurance, in connection to the inquiries that form the basis of this action, from either Granite Bay or National Debt Relief. Stated plainly, Trans Union provided the Plaintiff's consumer report, multiple times, without a permissible purpose as defined in the Fair Credit Reporting Act.

         Plaintiff also asserts that Defendant Trans Union failed to have adequate procedures in place to prevent impermissible access of his consumer ...


Buy This Entire Record For $7.95

Download the entire decision to receive the complete text, official citation,
docket number, dissents and concurrences, and footnotes for this case.

Learn more about what you receive with purchase of this case.